Does my insurance policy cover my Company for liability arising from a "wrongful termination lawsuit"?
General Liability Policies and Worker’s Compensation Policies have specific Exclusions for Employment Acts, such as Wrongful Termination, Discrimination and Sexual Harassment. Coverage is available through a separate Policy for Employment Practices Liability Insurance. These Policies specifically cover Liability and Defense Costs arising from Wrongful Termination, Discrimination and Sexual Harassment. Contact us for a Quotation.
Do my insurance policies have limits high enough to protect my Company from lawsuits?
General Liability and Automobile Liability Policies are generally available for Limits of $1,000,000 Each Occurrence. Higher Limits are available using an Excess Liability Policy, which provides coverage over and above the basic General Liability, Automobile, and Employment Liability Coverage. It is suggested a Company carry limits to protect the Assets of the Company. Some companies carry Excess Policies of $1,000,000, $5,000,000, $30,000,000 or more depending on their Liability and/or Contractual Requirements. You should contact a commercial agent to discuss the limits appropriate for you.
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Minto & Wilkie Frequently Asked Questions 
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